Machinery Breakdown Insurance covers material damages and losses to machines and devices whose quantity, production date, characteristics and values are indicated in the inventory table attaching to and forming part of the policy, caused by the following sudden and unexpected reasons when the devices are in normal operation after the trial period or when they are cleaned, checked, replaced or left in one place at the workplace as well as equipment failure:
- Work accidents
- Defective or poor quality workmanship in design, manufacture, assembly, material, mold, casting.
- Improper lubrication
- Indirect effects of atmospheric electrical charges such as short circuits, flashes, surges, improper insulation and lightning caused by direct effects of electricity
- Clogging, extraneous matter falling
- Fragmentation due to centrifugal force
- Lack of water in steam boilers and steam tanks
- Changes in water level, unexpected over-drilling or cooling
- Crushing, puncturing, wrinkling and other deformations caused by pressure drop in closed containers
- Storms and hurricanes, freezing or sliding of melting ice pieces
- Gross error, defect, error, negligence or sabotage by staff or third parties
- Other non-exceptional cases
To get this insurance product, you may contact customer service centers of "Azərsığorta" and call the number *1200.